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    Invest In Your Future

    Last updated 3 months ago

    Saving is an important part of managing your finances. People who “pay themselves first” by saving are making a smart decision. They know their future is worth more than having the latest cell phone or spending one night at a concert. By setting money aside each week into a savings plan, you are setting yourself up for a brighter future and are prepared for life events and unexpected financial emergencies.

    Another great thing about saving is that the money doesn’t just sit there. It actually works for you by collecting interest and adding to your savings without you having to do a thing. As that money increases from interest and additional deposits, you’ll be able to invest in other savings products that earn you even more money. This gives you the financial power to create the future you want.

    So, if you haven’t put any money away for the future yet, today is a great day to get started.

    First-Time Home Buyer

    Last updated 8 months ago

    Looking to buy your first home? Buying a house, especially for the first time, can be both an exciting and a scary process. It’s important to make sure that you are prepared before you sign on the dotted line.

    It makes sense to attend a homebuyer seminar where you can pick up tips on searching for a home, financing the purchase, and even maintaining your soon-to-be home. You may even pick up a few discounts on appraisals, home improvement products, and closing costs!

    So, if you are interested in buying your first home, this is a great way to get started.

    Learn More About Consumer Loan Products

    Last updated 11 months ago

    Consumer loan products are a financial service that almost everyone will need at some point in their lives. That’s why it’s important to do your homework on these products so that you can make well-informed decisions when the time comes to get one for yourself. Follow these links to learn more:

    For more information on consumer loan products, call Jeanne D’Arc Credit Union of Lowell at (978) 452-5001.

    Tips for Obtaining a Student Loan

    Last updated 1 year ago

    Student loans are a great investment for any prospective college graduate. However, the sheer size of these loans mandates careful consideration, to ensure that you are getting the best product possible.

    This video discusses some tips to researching and securing student loans. Tips include looking into both government and private loans, checking requirements, and considering credit unions as lenders. Watch the video to learn more.

    The student loans offered by Jeanne D’Arc Credit Union boast reasonable terms and conditions, specially tailored to ensure flexibility and affordability. Find out more about our loans by calling (978) 452-5001 today.

    Don't Be Just a Customer! Become a Member by Joining a Credit Union

    Last updated 1 year ago

    Every year, more and more people withdraw from large financial institutions in favor of local credit unions. This is not just happening by chance; there are countless advantages to working with credit unions over banks, including:

    Fewer Fees

    Ever since the recession, during which financial institutions lost billions of dollars as a result of reckless trading, banks have been struggling to find new sources of income. Their favorite solution to this is imposing unjustified fees on their customers, such as on debit card uses, savings accounts, and retirement funds. Credit unions are far more concerned about their members than the bottom line, often making them much more reasonable to work with than a profit driven bank.

    More Customer Appreciation

    If profits for a given quarter are looking meager, most banks will gladly slash their customer-service training budgets as “necessary downsizing” rather than face the wrath of their shareholders. In addition, large banks are often spread over such large areas that maintaining quality customer service at every branch can be impossible. At smaller, tightly-knit credit unions, customer service is the same for everyone: friendly, appreciative, and effective.

    Higher Interest

    Again, profit reigns supreme at big banks; members are the main concern at credit unions. Members at the latter are commonly treated to higher interest rates on their savings than customers at banks. This is rooted in the size of the institution as well as the value placed on the customer. A smaller-sized business means that there is less overhead and more money to go around. This surplus is usually passed on to delighted members.

    If you live in the Lowell area, Jeanne D’Arc Credit Union has been helping people just like you with their banking needs since 1912. No large financial institution can compete with our customer-centered products, services, and benefits. To get started switching your accounts over to us today, call us at (978) 452-5001 or visit our website.

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