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    Find Even More Useful Information Regarding Credit Unions and Your Financial Health

    Last updated 1 year ago

    Millions of Americans are discovering the benefits of working with smaller, community-centered credit unions versus large, impersonal banking institutions. If you’d like to learn more about making the switch to a credit union and its positive impact on your finances, take a look at the links provided. Call Jeanne D’Arc Credit Union today at (978) 452-5001 to speak to one of our professionals about the advantages of banking with us.
     

    • Before making the switch from your old bank to a new credit union, be sure to follow some of the steps laid out in this ABC News article.
    • Do you need help planning for your kids’ future? Take a look at this page from Bankrate.com.
    • You can read more about the benefits of giving a bond by heading over to the U.S. Securities and Exchange Commission’s webpage.
    • Help your college student avoid credit card troubles by sharing this important FoxBusiness.com article with him or her.
    • There’s no better place to read about the benefits of switching to a credit union credit card than this online article from Forbes.com.

    Credit Card Tips for Students

    Last updated 1 year ago

    Credit card companies love to target college campuses as part of their major marketing strategy. As students become more financially secure, it’s important that they understand the responsibilities that come with using credit to make purchases.

    As you will learn in this video, the penalties that students face for not paying credit bills on time are high interest, poor credit, and huge debts. College students should consistently pay their bills on time and avoid relying too much on credit.

    If you’re a student who’s interested in learning more about healthy credit card spending, speak with a representative at Jeanne D’Arc Credit Union. To schedule a personal meeting or to discuss any of our other services, call us today at (978) 452-5001.

    How a Credit Union Can Help You During the Holidays

    Last updated 1 year ago

    Instead of picking out new sweaters or more unnecessary electronics for your loved ones this holiday season, why not consider giving a gift that will keep on giving? With help from Jeanne D’Arc Credit Union in Lowell , you can find a variety of great gifts that will bring your friends and family members financial opportunity and a feeling of deep appreciation. Take a look at these ideas to find out how a credit union can help you during the holidays:

    Savings Bonds Make Perfect Stocking Stuffers

    Buying an electronic savings bond is simple with help from Jeanne D’Arc Credit Union. We can help you print out an official gift certificate as proof of your generous gift. Bonds are safe investments that family and friends can enjoy far into the future.

    Receive a Helping Hand with Your Holiday Expenses

    The holidays can be one of the most financially straining times of the year. If you and your family have major purchases to make, you should consider securing a personal loan with a Lowell credit union representative. With low interest rates and favorable terms, a personal loan can be the perfect financial stimulus you need this holiday season.

    Ensure a Bright Future for Your Kids with a Savings Account

    It’s never too early to start putting money aside for your kids’ future. By opening a savings account for your kids at your local Lowell credit union, you can help make their future dreams a reality. Although a savings account may be a harder sell than a new toy, your kids will thank you in the future.

    Jeanne D'Arc Credit Union offers clients a number of services to make the holiday season a little brighter. You can visit any one of our Lowell-area branches to discuss your options with one of our caring and knowledgeable staff members. To find your closest branch, call us today at (978) 452-5001.

    How You Can Break Free from Banks that Are "Too Big to Fail"

    Last updated 1 year ago

    If the financial crisis taught us anything, it’s that you can never be too careful about where you invest your money. When you place your money in a local credit union, you’re making a secure and wise decision that benefits your future and that of your community. Here is how you can finally break free from banks that are “too big to fail” and make the switch to a smarter alternative:

    Find a Credit Union with Competitive Rates

    The reduction in fees is one of the biggest draws to switching from a major banking institution to a local credit union. Most banks these days charge a number of hidden fees for simple services like opening a new account, ordering new checks, or simply using a debit card. It’s estimated that credit unions can help members save $6 billion each year thanks to lower fees and rates.

    Discover the Locations of Your Future Credit Union

    In order to make a smart switch from your major bank to a Lowell credit union, shop around for a financial institution with plenty of experience, a great reputation, and plenty of convenient locations. Many credit unions offer numerous locations, making them just as handy as banks without the hassle.

    Consider Obtaining a “Switch Kit”

    A reliable and friendly Lowell credit union can assist new members to the fullest extent. After opening your new account, ask a credit union representative how you can transfer all of your funds and prior banking information. Many institutions offer “switch kits” to make the move easier.

    You can learn more about breaking free from your bank by visiting Jeanne D’Arc Credit Union. We’ve helped thousands of Lowell residents make the switch by offering assistance through every step of the transferring process. Call us at (978) 452-5001 to learn more about our financial services.

    Expand Your Banking and Personal Finance Knowledge

    Last updated 1 year ago

    Understanding the basics of banking and personal finance can provide an added level of control to your financial situation. Regardless of your financial needs, being well-informed is an important aspect of managing your money. Check out these resources to learn more about banking and personal finance.

    • SmartAboutMoney.org has some helpful information on how to establish long-term savings and financing your retirement.
    • The National Credit Union Administration provides a clear look at the differences between a credit union and a bank, and why a credit union may be the right banking option for you.
    • If you are looking for information about personal finance and managing a budget, read this information page from AmericaSaves.org.
    • HowStuffWorks.com has an easy-to-understand explanation of financing a mortgage.
    • If you are interested in learning more about the banking system as a whole, this guide from The Federal Reserve Bank of Boston has a basic explanation of America’s financial system.

    To learn more about banking and personal finance, call Jeanne D'Arc Credit Union at (978) 452-5001.    

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